FEATURES
Adapted to your needs, discover what we have
Money moves better when it’s simple
From buying late-night data to funding the next group hangout, Payam gives you the ultimate control over your spending.
Split the bill, not the friendship.
Shared a ride? Ate out with the squad? Instantly divide costs and send automated payment requests. No more awkward “who hasn’t paid?” conversations.
Group contributions, completely sorted.
Whether it’s for Aso-ebi, an office send-off, or a friends’ trip, create a Circle, invite people, and track everyone’s contributions transparently in real-time.
Sort your everyday bills in seconds.
Never get disconnected. Buy airtime, top-up your data, renew your Cable TV, and pay your electricity bills instantly with zero delays and no hidden charges.
Buy & sell with zero fear.
Transacting with a stranger online? Our Escrow service locks the funds securely until both the buyer and seller are 100% satisfied. Protect your money from “what I ordered vs. what I got.”
Ready to upgrade how you pay?
Join the growing community of people using Payam to split bills, pool funds, and transact safely.
